Why these codes are real
Our promo codes page argues that retail-style discount codes barely exist in crypto, because exchanges compete on fee tiers rather than coupons. Crypto tax software is the clear exception, and the reason is simple.
These are ordinary software companies. They sell an annual product, they compete on features and price, and they market the way software companies always have: seasonal promotions, new-customer discounts, affiliate arrangements with accountants and publishers.
So the codes behave normally. Koinly has published a code giving $20 off, restricted to new users. That is a real coupon with real terms, not a referral link wearing a costume.
Discounts cluster around filing season, which is when demand peaks and when the companies compete hardest for customers who will likely renew annually. If your deadline is not imminent, waiting for that window is a reasonable plan — unlike hardware wallets, where we tell you not to wait.
What they cost
Entry pricing for the 2026 season clustered tightly: around $49 per tax year for Koinly, CoinLedger, TokenTax, ZenLedger and Summ, with CoinTracker reported at $59.
The more useful thing to understand is what drives the price upward, because it is not features.
| Transactions | Reported price | Who that is |
|---|---|---|
| 0–100 | $49 | Occasional buyer, a few disposals |
| 101–999 | $99 | Regular buyer or gift card spender |
| 1,000+ | $179 | Active trader |
| 3,000+ | $279+ | High-frequency or DeFi activity |
Transaction count decides your bill, not which brand you choose. That has a practical implication worth acting on: the trading behaviour that pushes you into a higher tier also pushes up your tax complexity and, in places like India, your actual tax. Frequent small transactions are expensive in more ways than one.
The free tier trick
Every tool in this category follows the same commercial model, and understanding it saves money.
Free to import and preview. Paid to download the report. Koinly's free plan lets you import all transactions, connect all wallets, and view a complete tax summary.
That is more useful than it sounds, and it supports two legitimate uses.
Two things the free tier is genuinely good for
Trying before buying. Import your history into two tools and compare which one reconciles it with fewer manual corrections. The messy parts — transfers between your own wallets, old exchanges, DeFi — are where they differ, and you only discover that with your own data.
Knowing your position. If you simply want to see where you stand before deciding whether you need to file anything, the summary is free.
If your position turns out to be simple enough that an accountant handles it from the summary, you may not need the paid report at all.
Choosing between them
Reported positioning for 2026 splits roughly three ways: Koinly as the broad default for most investors, CoinTracker for Coinbase-centric portfolios, and CoinLedger for TurboTax filers wanting the shortest path from import to filing.
Those are reasonable generalisations and they should not decide it for you. What decides it is how cleanly a tool imports your history, and that depends on which exchanges you used, whether any of them no longer exist, and how much self-custody and DeFi activity is in there.
Since importing is free everywhere, load your data into two and compare. Twenty minutes of that beats any review, including this page.
One thing worth checking specifically: support for exchanges that have shut down. If your history includes a platform from our collapsed platforms list, reconstructing those records is the hardest part of the job, and tools differ considerably in how well they handle it.
Do gift card buyers need this?
Relevant to a lot of readers here, and the answer surprises people.
Spending crypto is generally a disposal. Buying an Amazon gift card with Bitcoin is not a transfer, it is a sale of Bitcoin for goods, and a gain or loss arises even though no cash changed hands and nothing was "traded".
A person doing a monthly grocery card purchase generates twelve disposals a year. Somebody running the routine from our shopping guide across several brands generates considerably more, each needing a cost basis and a value at disposal.
That is exactly the kind of small, repetitive record-keeping these tools exist for, and it is close to unmanageable by hand. It is also the argument for buying fewer, larger gift cards rather than many small ones — fewer disposals to reconcile, and a lower transaction tier.
The thing worth doing now
Connect your exchanges and wallets to a free tier today, before the filing deadline, while the accounts still exist and the exports still work.
The hardest tax cases we hear about are people reconstructing history from a platform that closed, with records nobody kept. That problem is trivially avoidable in advance and close to unsolvable afterwards.